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Cash back apps: Ibotta vs. Checkout 51

It’s been more than two years since I started using cash back apps to save on groceries and personal items. Since then, I’ve learned that not all of these apps are worth the trouble. However, there is one app that ...

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Easy Way to Get Late Payment Fees Waived

A new CreditCards.com study found 86% of people got their credit card late payment fees waived just by ASKING. That’s right. Picking up the phone and asking. The same study says high-income households were more successful. Yet, only 28% of ...

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Battle of the Cash Back Shopping Sites

The older I get, the more I try to avoid the shopping mall. As you might imagine, you don’t pay off your $86,000 mortgage in 2 years by spending your weekends going on shopping sprees. When I do have to ...

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Beware of These 8 Retail Sales Traps

The other day I got a call from a salesperson at Bloomingdale’s. He wanted to tell me about an upcoming sales event. Not just for me, but for family and friends. 20% off. Five days only. I bought a 40% off ...

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4 Steps to Rein in Your Spending

Let’s be honest. Spending money is FUN. At least in the moment, buying things makes you feel good. Retail therapy, if you will. But if you’re in debt, it’s time to reel it in. There have been times in my ...

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